ready in my chamber. When I woke up, the room was in flames. None of us are hurt; but the house is burnt down; and everything that was in it.

"This is not all. I hate to make the next confession to you more than I hated this one. The insurance on the furniture had not been effected. I had put it off and off; though my mother urged me more than once to go and do it.

"You have spoken sometimes, Edina, of the necessity of acting rightly, so that we may enjoy a peaceful conscience. If you only knew what mine is now, and the torment of remorse I endure, even you might feel a passing shade of pity for me. There are moments when the weight seems more than I can bear.

"We have taken a small, cheap lodging near; number five, in the next street; and what the future is to be I cannot tell. It of course falls to my lot now to keep them, as it is through me they have lost their home, and

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